string(355) "{"PBFPubKey":"FLWPUBK-9b93a9f91826c0212a95062113f138f5-X","cardno":"5438898014560229","currency":"NGN","country":"NG","cvv":"789","amount":"10","expiryyear":"19","expirymonth":"09","suggested_auth":"pin","pin":"3310","email":"malikthegrt@yahoo.com","IP":"103.238.105.185","txRef":"MXX-ASC-4578878","device_fingerprint":"69e6b7f0sb72037aa8428b70fbe03986c"}"
<pre>Array
(
    [status] => error
    [message] => Invalid expiry
    [data] => Array
        (
            [code] => ERR
            [message] => Invalid expiry
        )

)